How much does a $25,000 CD earn at 5% for 5 years?
$32,083.97
A $25,000 certificate of deposit at 5% for 5 years matures at $32,083.97 — $7,083.97 of interest.
How it is worked out
A CD compounds at a fixed rate for a fixed term. Monthly compounding is the usual case, and the APY is what that compounding is worth over a year — always slightly above the stated rate.
$25,000 × (1 + 5% ÷ 12)^(12 × 5) = $32,083.97
APY 5.12%. Interest earned: $7,083.97.
Open the full CD calculator to use your own figures.
Similar questions
- $25,000 · 5.5% · 1 year = $26,410.20
- $25,000 · 5% · 3 years = $29,036.81
- $25,000 · 5.5% · 3 years = $29,473.72
- $25,000 · 5% · 1 year = $26,279.05
- $25,000 · 4.5% · 5 years = $31,294.90
- $25,000 · 5.5% · 5 years = $32,892.59
Questions
- How much does a $25,000 CD earn at 5% for 5 years?
- A $25,000 certificate of deposit at 5% for 5 years matures at $32,083.97 — $7,083.97 of interest. $25,000 × (1 + 5% ÷ 12)^(12 × 5) = $32,083.97.
- How is this worked out?
- A CD compounds at a fixed rate for a fixed term. Monthly compounding is the usual case, and the APY is what that compounding is worth over a year — always slightly above the stated rate.
- Can I use my own figures?
- Yes — the CD calculator takes any values and shows the full result.